Protecting what matters most . Good advice leads to peace of mind.
Your needs will change as you go through life.
When you are single, you only have to consider protecting yourself financially. When you get married and have a family, you’ll want to protect them. When you buy a home or start a business, you’ll want to protect your investment and your Employees. You might just need one type of cover or you might need to mix and match plans to suit you better. At Mason Mortgages & Financial Services we have the expertise to advise you on the best plan for you.
How much cover do you need?
Everyone’s situation is different. When working out how much cover you should plan for, it may be helpful to figure out how much money you or your family would need each month if you were unable to earn an income. You can do this by writing out a simple list of monthly expenses like your mortgage repayments, your groceries, energy bills, childcare and socialising costs. Then, decide how long you want the cover to last, for example, until your children are finished college.
Remember that your circumstances will change over time so if you have an existing plan, it may be worth reviewing it now.
The cost of your life insurance cover will take into account the following factors.
Mark Mason trading as Mason Mortgages & Financial Services is regulated by the Central Bank of Ireland.